Personal Jewelry Insurance through Jewelers Mutual Insurance Company
We recommend insuring your jewelry with Perfect Circle by Jewelers Mutual Insurance. Jewelers Mutual only insures jewelry so their customer service representatives are highly educated on your insurance needs. We have been doing business with Jewelers Mutual for over 25 years and have always been 100% satisfied. Our insurance claim processer has always been pleased with how quickly Jewelers Mutual processes and completes claims.
As your jeweler, we can provide an insurance evaluation/appraisal which includes a detailed description of each item and the retail replacement value. The cost of insurance is based on the jewelry’s retail replacement value and the state and county you live in.
If you have any questions about Personal Jewelry Insurance, or would like to compare your current insurance company to Jewelers Mutual, please contact one of their friendly representatives toll free at 888-884-2424. You can also visit their website at www.perfectcircleinsurance.com. You must be a U.S. or Canadian resident (however, this program is not available in Québec), and be 18 years or older to apply. Insurance coverage is not guaranteed and is subject to underwriting guidelines and application approval. Please contact Perfect Circle by Jewelers Mutual directly for detailed information and how to apply for coverage.
Jewelers are not licensed agents for Jewelers Mutual Insurance Company and cannot sell insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering.